How do the main insurance & risk credentials compare?
Verified figures for 1 of the national insurance & risk credentials, drawn from each
awarding body's published material. Fees change — confirm with the body before you book.
| Credential | Awarded by | Exam fee | Length | Pass mark |
| Health Insurance Associate | America's Health Insurance Plans (AHIP) | ~$175 (many carriers reimburse or discount to ~$125) | Up to 2 hours (auto-submits at the deadline) | Passing score set by the awarding body; see the official score report |
Life & Health Designations 1 credential
Frequently asked questions about insurance & risk credentials
How many insurance & risk credentials are there?
There are 1 insurance & risk credentials in the TestPrepPilot directory: 1 national certifications awarded by a single body, and 0 licences issued by individual state boards across 0 states.
How much do insurance & risk exams cost?
Across the 1 national insurance & risk credentials we have verified fee data for, exam fees run from $175. Renewal, membership and study-material costs are additional and vary by awarding body — each guide breaks out its own full cost table.
Do you need a certification to work in insurance & risk?
None of the 1 credentials in this field is a state-issued licence — all 1 are national certifications awarded by a professional body. That usually means the certification is not legally mandatory, but employers, insurers or clients may require it as a condition of the work.
Which insurance & risk credential should you start with?
Start with the one your target employer or state board names. The most widely recognised national options in this field are Health Insurance Associate — each has a full guide with eligibility rules, fees and a week-by-week study plan.
How often do insurance & risk requirements change?
Fees are revised most years and eligibility rules change whenever a state legislature or awarding body acts. Every guide on TestPrepPilot links to the primary regulatory source it was verified against, and the "Sources" section is the authoritative place to confirm current figures before you book.